Finance with Raja

Plain-English guides to money, markets and the decisions in between.

Start here

The fundamentals, in reading order

New to managing money, or rebuilding the basics? These guides cover the foundations everything else depends on — read them in sequence, or jump to the one you need.

What the week's economic and political headlines mean for your money.

By topic

Investing

20 articles
More in Investing

Crypto

9 articles
More in Crypto

Everyday money

13 articles
More in Everyday money

Retirement & tax

13 articles
More in Retirement & tax

Middle East & Asia

Banking, property and investment rules for the Gulf states and Singapore.

About this site

Who writes this

Raja

Raja writes every article on Smart Personal Finance. Since January 2025 he has published 53 long-form guides — around 85,000 words in total — covering investing, market analysis, cryptocurrency, budgeting and everyday money decisions.

About Raja and this site
  • Explanation, not advice

    Articles explain how products and markets work. None of it is personal financial advice — for decisions that matter, speak to a regulated adviser.

  • Dated and corrected

    Every article shows when it was published and last updated, because rates and rules change. Mistakes are corrected, not deleted.

  • Funded by advertising

    Google AdSense pays for the site. Advertisers don't choose topics or influence assessments. More about the site

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